OK so I've been ringing round relentlessly for the past 2 days for insurance it has no avail to anything under 1700. Now the problem is that I have a tt99 ban from 2 sp30s and one ms90 does anyone know any specialist that will cover me.
Difficulty getting insurance
bertiebprfc
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OK so I've been ringing round relentlessly for the past 2 days for insurance it has no avail to anything under 1700. Now the problem is that I have a tt99 ban from 2 sp30s and one ms90 does anyone know any specialist that will cover me.
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2,729 Posts
Is a TT99 a disqualification?
If that's right, I doubt you can get insurance if you are actually disqualified until the period of disqualification ends and even then, the insurers will charge a lot lot until your license is clean again in a few years. Anyway, why you need insurance if you are banned? Or am I not following what you say the situation is?
I'm not condoning speeding, but these days it's all a bit draconian and imbalanced. I know of someone getting prosecuted when in the middle of nowhere, in no traffic, near no pedestrians getting camera'd doing apparently 44 when the limit was 40. But in the town I used to live in, there were 20 and 30 mph limits in the town centre, obviously for the safety of pedestrians, but at night boy racers would regularly drive at 50 mph plus in town completely without sanction. This is one example that shows some speeding is really about easy tax revenue rather than about public safety. Mind you, they'd make much more money if they could invent "Stupid-driver Cams" to monitor the roads....
If that's right, I doubt you can get insurance if you are actually disqualified until the period of disqualification ends and even then, the insurers will charge a lot lot until your license is clean again in a few years. Anyway, why you need insurance if you are banned? Or am I not following what you say the situation is?
I'm not condoning speeding, but these days it's all a bit draconian and imbalanced. I know of someone getting prosecuted when in the middle of nowhere, in no traffic, near no pedestrians getting camera'd doing apparently 44 when the limit was 40. But in the town I used to live in, there were 20 and 30 mph limits in the town centre, obviously for the safety of pedestrians, but at night boy racers would regularly drive at 50 mph plus in town completely without sanction. This is one example that shows some speeding is really about easy tax revenue rather than about public safety. Mind you, they'd make much more money if they could invent "Stupid-driver Cams" to monitor the roads....
Can't imagine a Liverpool postcode helps either:-
Check here for postcode ratings http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
Try the comparison sites. Van insurance for business use, or car insurance if its a 'lifestyle' vehicle.
Also amend your profession as listed below - that helps.
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
Check here for postcode ratings http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
Try the comparison sites. Van insurance for business use, or car insurance if its a 'lifestyle' vehicle.
Also amend your profession as listed below - that helps.
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
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19,199 Posts
They don't like MS90, even though it is just an unsigned form many insurers regard it as a problem.
Have you tried higher excesses and reduced mileage? Might drop it a bit.
Have you tried higher excesses and reduced mileage? Might drop it a bit.
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6 Posts
My ban finishes next month so instead of running round like a headless chicken with a few days to go may as well start looking now so I can get a good price
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2,729 Posts
Ah, I see where you are coming from now....
Even so, it will be expensive.
Even so, it will be expensive.
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136 Posts
Hi,
Have you tried us for insurance yet? If you wanted to PM me I'd be happy to arrange a quotation for you.
Kind Regards
Dan
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